Home & Condo Insurance

Safeguard your sanctuary.

When you’re home, you’re free to relax, reflect, and rest. Where else can you forget your worries and do what you want on your own time? Why wouldn’t you want to safeguard this peaceful place?

Pearl Insurance will find the right coverage to help protect your house, belongings, and any other buildings on your property.

Policy Features for Homeowners and Renters:

  • Water and sewage backup: Covers expenses for cleanup crews and repairs
  • Comprehensive coverage: Protects home and permanent structures, personal property, and additional living expenses
  • Personal liability coverage: Covers bodily injury and property damage sustained by others for whom you are legally responsible
  • Jewelry: Covers jewelry that is lost, stolen, or damaged
  • Additional living expenses: Covers the cost of staying in a hotel while your home or apartment is being repaired

Additional Features for Homeowners:

  • Replacement cost guarantee: Covers the cost of rebuilding your house, even if the cost to rebuild is more than what your home was originally valued at
  • Additional discounts: You may qualify for additional savings if your home includes a central alarm system, smoke detectors, fire extinguisher, dead bolt locks, a backup generator, if you’re a non-smoker, or if you bundle your homeowners and auto insurance

Additional Features for Renters:

  • Replacement cost coverage: Covers the cost of replacing stolen or damaged items in the living area
  • Additional discounts: You may qualify for additional savings if your apartment includes a central alarm system, smoke detectors, fire extinguisher, dead bolt locks, if you’re a non-smoker, or if you bundle your renters and auto insurance

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