click on products below to learn more.
Accident Insurance
Protection for accidental injuries on-and off-the job, 24 hours a day
Here’s How it Works
Our coverage pays you cash benefits that correspond with hospital and intensive care confinement. Your plan may also include coverage for a variety of occurrences, such as: dismemberment; dislocation or fracture; ambulance services; physical therapy and more.
The cash benefits can be used to help pay for deductibles, treatment, rent and more.
Did You Know
The number of injuries suffered by workers in one year, both on- and off-the-job, includes:*
On-The-Job
(in Millions)
4.4
Work
Off-The-Job
(in Millions)
9.2
Home
Off-The-Job
(in Millions)
4.0
Non-Auto
Off-The-Job
(in Millions)
2.2
Auto
Accident Insurance
Critical Illness Insurance
Protection when faced with a critical illness diagnosis and you need treatment
Here’s How it Works
You choose benefits to protect yourself and any family members if diagnosed with a critical illness. Then, if diagnosed with a covered critical illness, you will receive a cash benefit based on the percentage payable for the condition.
Did You Know
Every 40 Seconds, an American will suffer a heart attack
Every 40 Seconds, someone in the U.S. has a STROKE
Critical Illness Insurance
Group Whole Life Insurance with LTC
Provides a cash benefit directly to your beneficiary
Here’s How it Works
With Group Whole Life Insurance from Allstate Benefits, you get simplified and straightforward coverage. You decide how much coverage and who to cover. You get guaranteed rates for the life of the policy and a guaranteed death benefit to be paid to your beneficiaries. As the policy builds cash value, you can achieve your financial goals or borrow against it should you need to.
Did You Know
Reasons for purchasing life coverage include: replace income, final expenses, wealth transfer, and mortgage payoff.
Common financial concerns among Americans include: the ability to afford long-term care, medical and disability expenses, retirement, investments, living debt/expenses and final expenses.
Group Whole Life Insurance with LTC
Hospital Indemnity Insurance
Protection for hospital stays when a sickness or injury occurs
Here’s How it Works
Our Hospital Indemnity insurance pays a cash benefit for hospital confinements. This benefit is payable directly to you and can keep you from withdrawing money from your personal bank account or your Health Savings Account (HSA) for hospital-related expenses.
It is increasingly important to not only protect your finances if faced with an unexpected illness, but also to empower yourself to seek the necessary treatment.
Did You Know
up 37%
increased costs
In recent years, the cost of a hospital stay has increased by more than 37%
$7,500
cost to fix a broken leg
Medical costs in the United States are among the highest in the world. In 2016, the average cost to fix a broken leg in the United States was $7,500
$30,000
cost per 3-day stay
The average cost of a 3-day hospital stay is around $30,000
Hospital Indemnity Insurance
